Perenna
Perenna Bank is a long term fixed rate mortgage provider. It received its full banking licence in 2023. Perenna offers rewards for homeowners who utilise their green finance options. Further information pertaining to lending data and policies would be required for Perenna to achieve our top rating!
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Key Facts
Type: Bank
Mobile Banking: No
Environmental Policy: No
Founded: 2018
Serving: Consumers
Local Branches: No
Products
Checking Accounts: No
Savings Accounts: No
Credit Cards: No
Mortgages or Loans: Yes
Business Lending: No
ISAs: No
Fees
Overdraft Fee: Yes
Account Maintenance Fee: Yes
Free ATM Network: No
Impact
• Offers innovative, long-term fixed rate mortgages designed to provide stability and predictability for homeowners.
• Focuses on inclusive financing options with no age limits and flexible borrowing criteria.
Security
• Regulated by the Financial Conduct Authority and the Prudential Regulation Authority.
• Ensures robust consumer protections with a focus on transparent and fair banking practices.
Service
• Specialises in mortgages that allow customers to lock in their interest rates for the entire mortgage term.
• Provides flexibility with low early repayment charges and options for portability.
Convenience
• Mortgages are accessible through mortgage brokers, facilitating tailored advice and support.
• Emphasises customer education with a comprehensive learning hub on their website.
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