OTP Bank Review and Service Offering

OTP Bank

Our take on OTP Bank

OTP has a tiny amount of fossil fuel lending and a significantly larger (and growing) amount of financing support for renewable energy. It offers preferential interest rates on mortgages for energy-efficient homes. See more below...

How we rate banks

Last reviewed: September 13, 2026

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Founded: 2004

Policies

Environmental Policy

Deposit Protection

Customers Served

Corporate
Small and Medium Enterprises (SMEs)
Retail and Individual

Services

Mobile Banking
Local Branches
ATM Network

Fees

No account maintenance fee
No overdraft fee

Accounts	Interest rates	Fees
Checking	-	-
Savings	1.5% - 1.5%	-
CDs	0.35% - 0.45%	-

Loans	Interest rates	Fees
Credit cards	Rates may vary	Fees may vary
Mortgages or loans	Rates may vary	Fees may vary

This bank does not offer any Nonprofit accounts or loans.

This bank does not offer any Government accounts or loans.

Accounts	Interest rates	Fees
Checking	-	-
CDs	-	-

Loans	Interest rates	Fees
Small business lending	Rates may vary	Fees may vary
Equipment lending	Rates may vary	Fees may vary

Accounts	Interest rates	Fees
Checking	-	-
CDs	-	-

Loans	Interest rates	Fees
Corporate lending	Rates may vary	Fees may vary
Equipment lending	Rates may vary	Fees may vary

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