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Texas Capital Bank

Your money is funding the climate crisis at an alarming rate.

Texas Capital Bank is a publicly-traded financial institution headquartered in Dallas, Texas. It offers a range of banking products and services for personal, business, and commercial customers.

At the end of 2023, Texas Capital Bank had $1.3 billion of loans to companies involved in oil & gas exploration and pipeline construction.

The bank has no intention of phasing out its funding of the fossil fuel sector, it has not measured the greenhouse gas emissions associated with its lending, and has not set any climate targets.

Its idea of sustainability is to install touchless faucets and low-flow toilets in its offices!!

While you’ve been saving money for a home or a weekend get-away, your bank has likely been using your savings to lend to some very questionable fossil fuel friends.

Banks like this one have demonstrated that they're not interested in fighting in the climate crisis. While banks don't publish all of their lending information, we can see that this bank has positioned itself well to fund fossil fuels. We can also see its lack of interest in doing climate-positive things like measuring and disclosing its total emissions or stating that it doesn't fund fossil fuels. We've therefore given it our lowest rating.

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Your bank may be ignoring the Paris Agreement.

The Paris Agreement set the goal to stay under 1.5°C of warming for very good reasons. According to the Intergovernmental Panel on Climate Change, an increase of just a couple of degrees more could lead to "substantial species extinction, large risks to global and regional food security", and an inability to work outside — or even live — in some areas of the world. Our world will become unrecognizable as ocean dead zones, floods, and extreme weather fuel social and economic disruption.

Start to Bank Green Today

Banks live and die on their reputations. Mass movements of money to fossil-free competitors puts those reputations at grave risk. By moving your money to a sustainable financial institution, you will:

Send a message to your bank that it must defund fossil fuels

Join a fast-growing movement of consumers standing up for their future

Take a critical climate action with profound effects

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