www.getchip.uk

Chip Bank

This brand is rated based on ClearBank

Your bank has room for improvement on climate responsibility.

Chip is a technology company which does not have its own banking license. Instead, it relies on ClearBank to provide banking services to its customers and receives the same rating as ClearBank. ClearBank does not lend to companies (continued below) 

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Instead, customer funds are deposited with the Bank of England (no risk of your money funding fossil fuels). However, it uses Barclays, Lloyds and HSBC for its new Cash ISA. We used to recommend ClearBank as a fossil free bank but as of June 2026, we are not able to do so because of its affiliation with Barclays and HSBC.

We were founded on the belief that banks have had an easy time from their customers for too long. Our mission is to encourage as many people as possible to take a stand - to refuse to let their money fuel environmental destruction any longer. Join us in building this movement by pressuring your bank to do better, or by taking your money to somewhere that cares about our planet's future.

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